Deposit paid £10,380 19 July 2024, bank transfer
Ordered by the court £5,000 Claim limited to the simple procedure cap
Not recovered £5,380 Outside the scope of the court claim

Love Awnings traded from Boundary Road, Ayr, and advertised through the website awningsscotland.com. Mr Bingham is also the director of Love Awnings UK Ltd and of Retract UK Ltd, Prestwick.

Timeline

  1. Love Awnings quotes £20,760 (including VAT) for a glass veranda with sliding doors and heaters at my property. Before quoting, Mr Bingham tells me my existing slab is suitable for the veranda. Quotation Slab advice: my own account, no written record

  2. I pay a 50% deposit of £10,380 to Love Awnings by bank transfer. Bank statement extract

  3. Love Awnings emails me invoice 2520 for the deposit, marked "Paid in full", and corrects it the same day at my request. The invoice is in the name "Love Awnings", not the limited company. Invoice

  4. I ask for an update on the survey. Mr Bingham replies that the survey will follow once his team are back from holiday. Email thread

  5. After the survey, I am told the existing slab is not suitable and would need to be replaced before the veranda can be installed. My own account; my 20 September email refers to the cost of replacing the slab

  6. Because of the cost of replacing my existing slab, I ask whether the order can be cancelled and the deposit returned. Mr Bingham replies that he is on holiday and will discuss it on his return. Email thread

  7. Back from holiday, Mr Bingham phones me and tells me the deposit will not be returned. I agree to find a way to replace the slab so the installation can go ahead. Phone call: my own account, no written record

  8. I tell Mr Bingham the groundworks will be finished by mid-November and ask to go ahead. He confirms installation can start in November. Email thread

  9. A new company, Retract UK Ltd, is incorporated with Mr Bingham as director. Company records

  10. Mr Bingham emails to say "we took the decision to close Love Awnings last week" because costs "got out of control", and refers me to my card provider for a refund. I reply that I paid by bank transfer. Email

  11. I object to Companies House striking off Love Awnings UK Ltd. The same day, a member of my family who had asked Mr Bingham for a quote receives a £19,944 quotation from Retract UK Ltd for a similar glass veranda. It gives the Love Awnings email address and website. Quotation

  12. Companies House logs my objection and suspends the strike-off until 16 May 2025. Companies House email

  13. East and South Ayrshire Trading Standards visit Mr Bingham. They report that he says he is trying to return deposits, and that he contracted with customers personally as a sole trader under the name Love Awnings, not through the limited company. Trading Standards email

  14. I contact Mr Bingham several times by phone and email about repayment. No repayment is made.

  15. Kilmarnock Sheriff Court orders Mr Bingham to pay me £5,000, by instalments of £1,000 a month. Court decision

  16. Mr Bingham pays the £5,000 ordered by the court. I then contact him about the remaining £5,380. He does not answer my calls.

  17. The £5,000 ordered by the court has been paid. The remaining £5,380 of the deposit has not been returned. Recovering it through the courts would mean a separate, far more formal action, with the risk of being ordered to pay Mr Bingham's legal costs if it failed, and I am not in a position to take that on.

Court decision

Court
Kilmarnock Sheriff Court, simple procedure
Case reference
KIL-SG98-25
Respondent
Alexander Scott Bingham, as an individual (sole trader)
Date of decision
16 April 2025
Order
Payment of £5,000, by instalments of £1,000 per month (time to pay direction under the Debtors (Scotland) Act 1987, consented to by the claimant)
Expenses
None awarded to either party

Simple procedure covers claims of up to £5,000. I limited the claim to that amount to recover part of the deposit and bring the matter to a close. The court did not make any decision about the remaining £5,380.

Simple Procedure Decision Form, Kilmarnock Sheriff Court, case KIL-SG98-25, 16 April 2025, ordering payment of £5,000
Decision Form, 16 April 2025. Addresses redacted.

Documents

Personal details, bank details and the names of uninvolved people are redacted. Select a document to view it full size.

Love Awnings quotation dated 10 July 2024, total £20,760
Quotation, 10 July 2024. Love Awnings, £20,760 including VAT.
Bank statement extract showing a £10,380 payment to Love Awnings on 19 July 2024
Bank statement extract, July 2024. Payment of £10,380 to Love Awnings.
Love Awnings invoice 2520 dated 22 July 2024 for a £10,380 deposit, marked paid in full
Invoice 2520, 22 July 2024. Deposit of £10,380, marked "Paid in full".
Email thread between the customer and Mr Bingham, August to October 2024
Emails, August – October 2024. Survey, cancellation request and November start date. Earlier emails (July – August)
Email from Mr Bingham on 11 November 2024 saying Love Awnings had closed
Email, 11 November 2024. Notice that Love Awnings had closed.
Retract UK Ltd quotation dated 13 November 2024, total £19,944, recipient details redacted
Retract UK Ltd quotation, 13 November 2024. £19,944, requested by a member of my family. Recipient details redacted and shared with their permission.
Companies House email of 15 November 2024 confirming an objection to the strike-off of Love Awnings UK Ltd
Companies House, 15 November 2024. Objection logged; strike-off suspended until 16 May 2025.
East Ayrshire Trading Standards email of 20 November 2024 reporting a visit to Mr Bingham
Trading Standards, 20 November 2024. Report of the visit to Mr Bingham.

Company records

From the public Companies House register, checked on 22 October 2026.

Love Awnings UK Ltd

Number
SC706328
Incorporated
10 August 2021
Status
Active, with an active proposal to strike off. Accounts and confirmation statement overdue.
Registered office
43 Boundary Road, Ayr, KA8 9DJ

Retract UK Ltd

Number
SC826044
Incorporated
16 October 2024
Status
Active
Registered office
10 Moor Park Place, Prestwick, KA9 2NH

Director of both companies: Alexander Scott Bingham. Love Awnings advertises through awningsscotland.com, and the Retract UK Ltd quotation gives the Love Awnings email address and website.

Screenshot of the awningsscotland.com home page on 22 October 2026, advertising a Love Awnings summer sale with awnings from £1,200
awningsscotland.com, 22 October 2026. The Love Awnings website is still advertising and taking quote requests. Screenshot shown as a record of the site on that date; the content belongs to its owner.

About this page

I am the customer described above, and I wrote this page. It describes my own experience and is based on the documents shown here, the court decision and the public Companies House register. It does not describe any other customer's dealings. Statements made by Mr Bingham are quoted from his emails, or as reported by Trading Standards.

If Mr Bingham believes something on this page is inaccurate or incomplete, he can contact me directly with details. I will review it and correct the page, noting the date of any change.